Elam Consulting, Inc.
"During my many years selling property and casualty insurance, life and employee benefit programs, I saw a vital need for an insurance consulting service. This service would provide insurance buyers with professional but hassle-free advice on how to control their costs and enhance the quality of their insurance program. That’s what we provide our clients and the business community."
Working with the Legal Profession
General
- Conducting Exposure Surveys and Policy Analysis Services for Counsel’s Clients
Expert Witness and Litigation Support
- Examining Claim Denial Letters from Insurers
- Examining Reservation of Rights Letters from Insurers
- Reviewing Complaint Allegations and Coverage Defense/Indemnity Triggers
- Review Application of Coverage/Limits/Deductibles for Multiple Insureds/Locations
Contract Reviews
- Design of Hold Harmless, Defense, Indemnity, Additional Insured, and Waiver of Subrogation Provisions from an Insurance and Risk Management Perspective (as contrasted to Legal)
- Determine Insurance Policy Conformity to Legal Contract Requirements for Subrogation and other Indemnity Clauses
Merger, Acquisition and Sell Agreements
- Examine Run-off Tail Exposures Acquired/Sold During Transaction and Policy Provisions on Transaction Liability
- Examine Directors and Officers, Crime, Fiduciary Liability, and Employment Practices Liability, and Professional Liability Transaction Requirements and Extended Reporting Period Requirements
- Examine Prior Acts Policy Provisions, Prior and Pending Litigation Provisions, and Coordination of Retroactive Dates